A lot of readers have contacted me to tell me they’ve gotten the Ink Plus® Business Credit Card this week.
The Ink Plus is one of my go-to cards that I use everyday for the 5x Ultimate Rewards on the first $50k spent each year at:
- office supply stores
- cable TV
- cell phone
- internet bills
While so many people are getting the cards and setting up their accounts, I want to share a quick 10-second tip.
Go to visasavingsedge.com and register your Ink for up to 15% at select merchants.
How It Works
At visasavingsedge.com, you can register any Visa business card. All Inks are now issued as Visa business cards. If you got an Ink in early 2013, it was probably issued as a MasterCard (such as the one I have…).
The good news is that The Visa and MasterCard versions of the Inks are considered different products by Chase, so you can get a new Visa version of your favorite Ink and register your new card at visasavingsedge.com. I personally am getting the Visa version of the Ink Bold during this limited-time offer.
Once registered, you make purchases as usual at participating merchants. The discount for shopping at the participating merchant will appear in your online account at chase.com within a few days of purchase in the form of a statement credit.
As an example, imagine you bought a $200 Visa gift card from staples.com with an Ink Plus that you had registered at visasavingsedge.com. The total cost of the gift card is $206.95 after the activation fee.
Within a few days, you’ll get 1% back on your credit card statement or $2.07 in this case. That’s free money, and it’s in addition to credit card rewards (5x for using Ink Plus at staples.com) and any portal bonuses.
If you want to continue the savings, make the Staples.com purchase at Swagbucks (my referral link) to get 1,242 Swagbucks (worth ~$12 in Paypal credit). Using the added Swagbucks method allows you to potentially early a profit of ~$7.12 with each gift card purchase (and a little over 1,000 UR points!).
I think the three most valuable groups of merchants are:
- Staples: 1% back on purchases of $200. This is awesome since Inks get 5x points at Staples and staples.com and both sell tons of gift cards.
- Chevron and Texaco: 1% back on fuel purchases. This is awesome since Inks get 2x points at gas stations.
- Various hotel chains: 4-5% back on hotel stays. This is awesome since Inks get 2x points on hotel stays.
You can check the list of participating merchants here. Click on a brand’s icon for more information because some have a minimum purchase to activate the discount.
Here are the travel providers that are discounted:
While you’re spending a few minutes setting up your chase.com account for your new Ink Plus® Business Credit Card or Ink Bold® Business Charge Card, take another minute and register it at visasavingsedge.com to get automatic discounts at places you’ll probably use your card anyway.
You can also check out a previous post I’ve written for more useful ideas to be sure you’re maximizing your Ink Bold or Ink Plus: So You Got a Chase Ink Bold Card or Ink Plus Business Card, Now What?
Are there are any other tips you have for setting up your Inks to maximize them later?
I have a Chase Ink Business MC – I didn’t realize the visa was considered a separate product until I read your post. I’m a bit confused- do I just apply for the Ink Plus or Ink Bold Business credit card and they will know to issue a visa rather than a MC- also what is the difference btwn plus and bold- they look pretty similar at first glance- thanks so much- I look forward to hopefully another 60k UR points!
Joe B (@Odojoe) says
I did the Swagbucks thing but only received about 850 swagbucks 4x. What is your trick?
According to Swagbucks’ website. Gift Cards and Gift Wrapping are not eligible for Swag Bucks. Also, you only get 2 SB per dollar at Staples currently.