The Inks are by far the best business cards on the market. I got them for three reasons:
- The massive sign up bonus.
- The 5x category bonuses. No other card has a constant 5x category bonus on telecom bills and office supply stores. I know I spend a lot more than I’d like on cable, internet, and cell phone service, so it’s nice to earn 5x there. And office supply stores sell gift cards to nearly everywhere including Amazon.
- The transfer partners. Ultimate Rewards’ 11 transfer partners cover all three airline alliances, several major hotel brands, and even Amtrak.
It’s these partners I’ve written a lot about previously (click links for full posts):
- United miles are what you want to get to Europe this summer or next spring to enjoy beautiful weather in the world’s most historic capitals.
- British Airways Avios can get you to dozens of destinations from the New York area on direct flights, most of which have zero fuel surcharges. (The same is true from any American Airlines hub in the United States.)
- United miles plus Avios combine beautifully for booking mega-trips with several stops in the same area (like Asia or Europe.) You could see five European cities for 60,000 United miles + 13,500 Avios, which is just a little more than the sign up bonus on an Ink Plus or Ink Bold.
- Southwest Rapid Rewards are ideal for flights on routes Southwest flies. And you can use this trick to get up to 80% off Southwest flights.
- Virgin Atlantic miles are ideal for one way awards between the United States and London in economy or Premium Economy. (Return with another type of miles like United.)
- Singapore miles are ideal for awards between the mainland United States and Hawaii. You fly United flights, but Singapore miles get you on the plane for 25% fewer miles than United miles.
Who is eligible for an Ink?
Business owners. You do not need a separate tax ID, sole proprietorships are fine.
Can you get a second Ink?
Yes, the Ink Bold and Ink Plus are separate products. A few days ago, I got approved for the Bold, even though I already have the Plus.
The Ink Plus® Business Credit Card is a credit card that you can pay off over time.
The Ink Bold® Business Charge Card is a charge card that needs to be paid in full each month.
If you have one for your business, and your business could use the other, you can apply for the other. I’ve gotten both for the same business.
Also last year, the Inks went from MasterCards to Visas. That’s a big difference in a lot of ways, including that the cards are now eligible for Visa Savings Edge. If you previously had a MasterCard version of these cards, you are eligible to get a Visa version.
I hope your Ultimate Rewards points can get you closer to your dream destination. I haven’t even received my new Bold in the mail yet, and I am already brainstorming where to go… I think Bali might be the answer to my upcoming anniversary trip I needed to think of.
Full disclosure: Some of the links found in this post are affiliate links. As always, I appreciate any support!